Zanzibar Medical Insurance

Zanzibar Medical Insurance – Essential Coverage for Travelers

Travelers visiting Zanzibar must be aware of the island’s medical insurance requirements. Effective October 1, 2024, all visitors are mandated to have medical insurance coverage provided by the Zanzibar Insurance Corporation (ZIC), regardless of existing international travel insurance.

Mandatory Zanzibar Medical Insurance

Visitors to Zanzibar are required to purchase medical insurance from the Zanzibar Insurance Corporation prior to arrival:

Coverage Duration: Valid for stays of up to 92 days.
Cost: USD 44 per person, payable online.
Coverage Details: Includes medical emergencies, hospitalizations, emergency evacuations, baggage loss, and travel disruptions.

How to Obtain Zanzibar Medical Insurance

Follow these steps to ensure compliance:

Purchase Online: Buy the required insurance via the official ZIC website before arrival.
Receive QR Code: After purchasing, receive a QR code, which must be presented upon entry.
Entry Requirement: Failure to provide proof of insurance can result in denial of entry into Zanzibar.

Benefits of Zanzibar Medical Insurance

Mandatory insurance offers comprehensive coverage, including:

Emergency Medical Care: Immediate coverage for urgent medical needs.
Medical Evacuation: Covers costs associated with emergency medical evacuations.
Travel Disruptions: Compensation for disruptions and lost luggage, ensuring peace of mind during your visit.

Practical Insurance Tips

Enhance your insurance preparedness with these practical tips:

Keep Documentation Handy: Maintain digital and physical copies of your insurance documents and QR code.
Understand Coverage: Familiarize yourself with policy details, exclusions, and claim procedures.
Additional Coverage: Consider supplemental international travel insurance for extended coverage beyond Zanzibar’s mandatory requirements.

Emergency Medical Assistance

In case of medical emergencies:

Immediate Contact: Notify your accommodation or local medical facilities directly.
Insurance Notification: Inform ZIC immediately to facilitate prompt assistance and claims processing.

Ensuring compliance with Zanzibar’s mandatory medical insurance requirement guarantees a secure and worry-free travel experience, allowing visitors to fully enjoy their time exploring this enchanting island.